Detailed Cost Of Studying In Canada For Indian Students

This blog provides detailed cost information on studying in Canada. The cost depends on the course, college, city, kind of lodging, and standard of living. First, choose the suitable course and a Canadian university.

Your educational aspirations depend on choosing the right course at your dream Canadian university. Canadian education requires funding. As an international student, you must complete a process to qualify for a Canadian university’s course of your choice. At each level, financial investment is needed. Knowing the cost of studying in Canada prepares me. This blog will help you estimate the cost of studying in Canada.

Top Factors That Determine The Cost Of Studying In Canada

• Cost of studying in Canada for Indian students
• Living expenses while studying in Canada
• Other essential costs of studying in Canada
• Pre-arrival & post-arrival costs

Let’s start with a broad review of the cost of studying in Canada for Indian students. The table below shows international student costs in two periods, including the average cost of studying in Canada. One, applying to your dream Canadian university. Two, the university approves you and you move to Canada to study. Find out the type of expense and its cost below(For Indians):

• IELTS/TOEFL (one-time) 254 CAD/ 241 CAD- 436 CAD
• Purchase of GIC (one-time) 10,000 CAD
• Tuition fee (per annum) 18,227 CAD/48,360 CAD
• Application Fee (one-time) 160 CAD
• Application for student visa (one-time) 150 CAD
• Visa Procedure (one-time) 74 CAD
• Flight tickets (to Canada) 16,000 CAD
• Living expenses (per year) 80,000 CAD
• Total 531,oooCAD/ 32,69,800 INR (approx.)

Note: The costs mentioned in the table are the closest estimates per the current scenario. Tuition fee, application fee and living expenses are based on the course, college and lifestyle of your choice.

Cost Of Studying In Canada For Indian Students

Below shows the typical Canada fees for international undergraduate (UG) and postgraduate (PG) students. This is the average first-year tuition for international students in Canada. The admission fee and the remainder must be paid in Canada. 2022-23 Statistics Canada numbers are shown below.

• Undergraduate: 31,200 CAD/1,900,000 INR-49,130CAD/ 30,00,000 INR per annum
• Postgraduate: 24,760 CAD/15,12,000 INR- 45,035 CAD/27,50,000 INR per annum

Now let us see the Canada university fees for international students for different courses:

Undergraduate:

• B.Tech (35,472 CAD/21,66,000 INR)
• BBA (26,730 CAD/16,32,000 INR)
• MBBS (48,360 CAD/29,53,000 INR)
• BSc (31,190 CAD/19,04,000 INR)

Postgraduate

• MS (18,227 CAD/11,13,000 INR)
• M.Eng (24,760 CAD/15,12,000 INR)
• MBA (45,084 CAD/27,53,000 INR)

Living Expenses Included In Total Cost Of Studying In Canada

Indian students must pay university tuition and living expenses to study in Canada. Canadian universities and courses set international student fees. After receiving your unconditional offer letter, you must pay the university’s Canadian course tuition. Some universities charge each term, while others need first-year Canada study costs.

Canadian living costs vary by city and lifestyle. Below shows the elements affecting the cost of studying in Canada in rupees and their average costs.

• Accommodation: 24,500 INR/400 CAD- 36,700 INR/600 CAD
• Food & Grocery: 12,053 INR/200 CAD-18,000 INR/300 CAD
• Transportation: 6,000 INR/100 CAD-15,000 INR/250 CAD
• Internet: 1,800 INR/30 CAD-3,000 INR/50 CAD
• Miscellaneous: 36,200 INR/600 CAD-42,200 INR/700 CAD

Other Essential Cost Of Studying In Canada

Apart from the tuition fee and living expenses, there are a few other essential expenses that you will incur as an international student in Canada. We have detailed them below for your reference.

• Visa Fees

The fee for applying for a study permit in Canada is 150 CAD/9,170 INR. Fee for giving biometrics (fingerprints and photograph) is 85 CAD/ 5,200 INR.

• Application Fees

Depending on the program, each institution charges an application cost. It ranges from 45 CAD/2,750 INR to 200 CAD/12,220 INR for international students. When applying to universities, you must submit your language proficiency exam scorecard as well as academic or professional experience transcripts.

• Certificat d’acceptation du Quebec (CAQ)

International students must seek authorization to study from the governments of Quebec and Canada in order to study at universities in Québec. It is possible to do so by requesting a certificate of acceptance depending on the course duration. This entails paying an application cost of 114 CAD/6,970 INR as well as charges for sending documents to Quebec (about 2,000 INR).

• Overseas Student Health Cover

Canada requires health insurance for international students. Indian students’ Canada tuition includes it because it’s required. Canadian states provide international students free health insurance. Check the Canadian immigration website to see if the university you were accepted to offers free health insurance. After arriving in Canada, apply for health insurance.

If your Canadian state does not offer free health insurance, you must buy it. This must cover any health issues throughout the stay. Health insurance is required for Canadian student visas. Your university needs the insurance certificate before you start.

Health insurance premiums are 600–900 CAD/36,700–54,950 INR per year. Canada’s average tuition must incorporate this.

• Proof of funds

International students in Canada must present proof of funds and university fees. Study permits require this. The table below shows the minimum student budget. Not tuition fees. A Canadian student visa requires tuition and other payments, as mentioned below. These monies only apply if you are bringing family members to Canada, which incurs additional fees.

• Outside Quebec: 6,10,990 INR/ 10,000 CAD (Funds required for one year)/50,900 INR /833 CAD (Funds required for one month)
• Inside Quebec: Less than 18 years of age: 4,01,400 INR/6,569 CAD 18+ age: 8,02,476 INR/ 13,134 CAD (Funds required for one year)/ Less than 18 years of age: 33,421 INR/547 CAD/ 18+ age: 66,900 INR/ 1,095 CAD (Funds required for one month)

These funds can be arranged by purchasing a Guaranteed Investment Certificate, taking an education loan or having a sponsor who can support you.

Purchase of GIC (Guaranteed Investment Certificate)

This is financial documents for a student permit. Students must obtain a specific guaranteed investment certificate (GIC) from participating banks such Nova Scotia Bank, ICICI Bank, SBI Canada Bank, and CIBC Bank for 10,200 CAD/5,50,000 INR to cover first-year living expenditures. Bank administrative fees are 200 CAD/10,800 INR.

Canadian students receive 2,000 CAD/1,08,000 INR upon arrival. Then, students will get 8,000 CAD/4,40,000 INR in 12 equal installments for monthly living expenses.

Total Cost Of Studying In Canada: Pre-arrival & Post-arrival Cost

For Indian students, the entire cost of study in Canada is divided into pre-arrival and post-arrival costs. The charges that an Indian student will incur in order to gain admission to a Canadian university are included in the pre-arrival costs. We have listed them below for your convenience so that you may estimate the cost of studying in Canada.

Pre-arrival

• Entrance Exams

Non-English-speaking international students applying to Canadian universities must complete English Language Proficiency examinations. This tests reading, writing, speaking, and listening. The university you choose may require subject-specific examinations. India’s study in Canada fee includes this. The table below shows their prices.

IELTS:

• Registration fee- 15,500 INR
• Total number of free scorecards -5
• Cost per additional scorecard- 1,500 INR

TOEFL:

• Registration fee – 15,475 INR /190 USD
• Total number of free scorecards – 4
• Cost per additional scorecard- 1,629 INR/20 USD

GMAT:

• Registration fee – 22,400 INR/275 USD
• Total number of free scorecards – 5
• Cost per additional scorecard- 2,850 INR/35 USD

GRE:

• Registration fee – GRE General Test & GRE Home Test: 17,350 INR/213 USD/ GRE Subject Test: 12,200 INR/150 USD
• Total number of free scorecards – 4
• Cost per additional scorecard – 2,444 INR/30 USD

CAEL:

• Registration fee – 16,400 INR /268CAD+ tax
• Total number of free scorecards – 5
• Cost per additional scorecard – 1,630 INR

• Air tickets

You can choose a direct flight from India to Canada or with stop-overs. The cost of tickets depends on the flight you choose, the boarding city, the destination city, class of the ticket, the date of booking, date of boarding. It ranges between 1,00,000 INR-2,00,000 INR.

• Appear for medical test

When you arrive in India, you must pay all medical exam fees. This includes the doctor’s and radiologist’s fees, as well as any necessary tests, investigations, or treatment. It is mandatory to be tested by a doctor, as advised by the Canadian government’s Immigration officials.

Post-arrival

• Canada University Tuition Fees

If you have paid a Canada university fee for tuition, stationery, books, etc., before reaching Canada, this is not applicable post-arrival. This applies only when you are required to make payments after you join your term.

• Cost of living

As mentioned in the pre-arrival cost section, living costs are a big part of studying in Canada. Living expenses are mostly rent. The cost depends on your accommodation and location. Let’s break out the lodging rental cost in Indian rupees.

• Dormitory – 350 CAD/21,370 INR-600 CAD/36,640 INR (Cost per month)
• Townhouse- 250 CAD/15,300 INR-650 CAD/39,700 INR (Cost per month)
• Shared apartment- 400 CAD/24,400 INR-800 CAD/48,850 INR (Cost per month)
• Unfurnished apartment – 300 CAD/18,300 INR-500 CAD/30,500 INR (Cost per month)

The cost of living for international students in Canada is based mainly on the city you stay in. Montreal, Ottawa, Kingston and Calgary are some of the affordable cities in Canada.