Top Companies That Offer Phone Insurance In Nigeria

Phone insurance in Nigeria provides significant financial protection for your mobile devices. It offers protection by covering the many hazards connected with owning a smartphone.

Phone insurance is growing more popular in Nigeria as more individuals understand the necessity of protecting their costly mobile phones. With the increasing cost of phones in the country, theft, damage, and accidents can result in considerable financial losses. Isn’t this interesting? Read beside me.

What Does Phone Insurance Cover?

Phone insurance in Nigeria basically covers these three items below:

• Accidental screen damage.
• Accidental fluid/water damage.
• Theft or loss of your device.

However, depending on the policy, some insurance policies also include coverage for:

• Malfunctions and technical issues like hardware/software issues.
• Repairs or replacements
• Accessories and
• Extended warranties

How Do I Get Phone Insurance in Nigeria?

Getting phone insurance in Nigeria is straightforward and easy:

• First, research and go for a reputable insurance provider with good customer reviews.
  Consider your needs and preferences again. Note down the level of coverage, deductibles, fees and premiums that match your requirements and budget.
• Make sure to fully understand the pricing, payment terms and methods before choosing policy with the insurance company.
• Visit their website or contact the customer support to learn about the current available plans and pricing. Remember that some companies operate offline, consider this before paying any money.
• Purchase the phone and insure it. Most phone insurance companies in Nigeria would sell the phone to you directly with the insurance policy.
• For those who won’t sell the phone directly to you, just take your already purached phone and select a suitable plan with them based on your device and coverage needs.
• Complete the application process, by filling out the necessary forms and submitting the required documents. Also, provid your phone’s details and personal information.
• Pay the insurance premium to activate your policy, which is usually an annual or monthly fee.

Companies That Offer Phone Insurance in Nigeria

Companies that provide phone insurance in Nigeria include:

1. Prestige Assurance

Prestige Assurance offers economical device insurance. Their device protection package is easy, convenient, and available to all device users.

It provides coverage for theft, incidental damage, and consequential loss.

2. Axa Mansard Jumia Protect – Device Insurance

This phone insurance is provided by Axa Mansard through the Jumia marketplace. The phone insurance only covers mobile phones, tablets, and computers priced between 0 and 40,000 naira.

Furthermore, you cannot get this phone insurance on Jumia without the specified handset. This is one of the rules for obtaining phone insurance, and if you do not follow it, your order will be revoked.

3. Cornerstone Insurance

This phone insurance company offers GPP screen care, which exclusively covers new and current screen devices.

The majority of their phone insurance covers screen cracks and unintentional damage to the screen.

Repair of a broken gadget can only be done once within the insurance period, which is typically one year.

4. Pointek

Pointek insures phones, iPads, and laptops. They feel that insuring your phones and other electronics is the most effective way to sleep with your eyes closed.

Furthermore, you eliminate the possibility of contingent loss, unintentional screen damage, or accidental fluid damage.

Before purchasing insurance with Pointek, make sure you learn more about them. Contact their customer service before making any payments.

5. Fixtel

Get phone insurance using this site. Your screen could crack within the next 10 minutes, and not even a screen protector can save you if you miss out on this limited opportunity to purchase Fixtel phone insurance.

Their insurance helps to prevent spending out of cash on screen replacement, as you can get it free with phone insurance from Fixtel.

However, it is critical to determine whether they exclusively operate online and compare their policies, coverage, and pricing by phoning customer service. Do not make any payments to anyone without conducting thorough research.

Conclusion

Phone insurance in Nigeria is a must-have for anyone planning to buy a new phone or smartphone owners who want to secure their gadgets from potential threats. It protects against theft, loss, accidental damage, and technical failures.

By studying, understanding the coverage, selecting a plan that meets your needs, and choosing a trustworthy insurance carrier.

In addition, by completing the application procedure and paying the premium costs, you may assure that your phone is secured, protected, and receive rapid support in the event of an unforeseen phone loss or damage. This also provides piece of mind.