Best HMO Services In Nigeria 2024

Health insurance effectively covers all of the policyholders’ basic medical expenses. It works by spreading risk over a group of people, such as a family or a company. Currently, various health maintenance companies in Nigeria are intervening on behalf of the hospital and patients. As a result, they are essentially the insurance company responsible for the policies.

Top 20 HMOs in Nigeria

Here are some of the top 20 HMOs in Nigeria:

1. Hygeia HMO

Hygeia is one of Nigeria’s oldest and most important Health Maintenance Organization (HMO) having been in operation for more than 30 years. Furthermore, despite receiving a license from the National Health Insurance Scheme in 2005, the company has been in operation since 1986. It is situated in ConSol House, ConSol Close, Block 2, Oshodi-Apapa Expressway, Lagos State. They provide cheap and reasonable health insurance to the people of Nigeria through the following plans:

• Individual plans
• Family plans
• Maternity plans
• SME group plans
• Corporate plans

Hygeia also offers a mobile application that allows you to effortlessly subscribe and manage your programs. This plan is available through the Google Play Store. Get more information at https://www.getinsurance.ng/hygeia-hmo/.

2. Reliance HMO

Reliance is a popular HMO provider in Nigeria, offering health coverage for families as well as companies. Additionally, their HMO services are easily accessible via the Reliance HMO mobile application. It is located at 32 Lanre Awolokun Street in Gbagada, Lagos State. They provide the following services as part of their packages:

• Family
• Parents
• Business

3. Health point HMO

Health Point provides free health insurance packages to widows and children across the country. Also, one of the primary advantages of health point HMOs is their low cost. You can acquire health insurance for as little as N800. It is situated at 24 Omorinre Johnson Street, Lekki Phase I, Eti-Osa, Lagos. The available bundles under them are as follows:

• Standard
• Pro
• Health point Pro +
• Pro Max

4. IHMS HMO

This insurance maintenance organization has been in operation in Nigeria since 2001. They are one of the best at what they do and have a mission to deliver the highest level of health and wellness to customers. It is located at 2, Joseph St, Lagos Island, Lagos. Also, some of the services they offer include IHMS:

• Retail health plan
• Corporate health plan
• Group and association health plan
• Tertiary institution social health insurance plan
• Community-based social health insurance plan

5. AIICO HMO

Aiico Multi Shield Nigeria is Aiico Insurance’s HMO arm. This HMO has been in operation since 1997, making it one of the best and oldest in the market. It is situated at 322, Ikorodu Rd, Anthony Village, Anthony, Lagos. AIICO offers a variety of insurance plans, including:

• Evacuation plan
• Super Executive
• Magnum
• Executive
• Standard

6. Redcare Health Service Limited

Redcare Health Service Limited focuses on bringing value to consumers by offering healthcare solutions. Also, the organization is known for going above and above for policyholders. It is located at 41 Gbolade Adebanjo Street in Ilupeju, Lagos. Some of the services they provide include:

• Corporate plans
• Private plans
• Other plans

7. Hallmark

Hallmark is a popular choice among Nigerians looking for the best HMOs. It is located at 264 Ikorodu-Ososun Road in Obanikoro, Lagos. They also provide affordable and long-term healthcare coverage for everyone. They offer the following services:

• Corporate plans
• Retail plans

8. Greenbay

Greenbay HMO provides services for individual, group, and company health insurance plans. They also provide an online platform that allows you to access your health insurance information at any time. It is located at 9 Odunuga Street, Opebi, Ikeja, Lagos. Additionally, they provide the following services:

• Corporate plans
• Individual plans

9. MetroHealth

Although not as popular as some of the others on this list, MetroHealth HMO provides quality health insurance to Nigerian nationals in a variety of packages. It is located on the 14th floor of St. Nicholas House, 26 Catholic Mission Street, Lagos Island, Lagos. Some of these include:

• Individuals
• Couples
• Family
• Business
• Organizations

10. Total Health Trust Limited

Total Health Trust Limited is Nigeria’s largest insurance provider, with more than 300,000 members. It is also one of the oldest, dating back to 1998. It is located on Marconi Road in Onipanu, Lagos. Total Health provides access to more than 500 private hospitals. Additionally, some of their items include:

• Individual
• Family
• Corporate

11. Princeton Health Limited HMO

Princeton Health is a Health Maintenance Organization that was founded in 1999 and incorporated in 2000. It is run by a team of professionals and operates throughout Nigeria. Several of their bundles include

• Individuals
• Families
• Businesses

12. Roding HMO

Roding Healthcare Limited is a Nigerian organization that provides healthcare services to meet the needs of:

• Individuals
• Families
• Corporate entities

It is located at 4, Makoko Rd, Adekunle, Lagos.

13. Healthcare Security Limited

Healthcare Security Limited is an organization that provides affordable healthcare maintenance plans suitable for varied healthcare needs. It is located at Veritas Kapital Building, Plot 173 Gbagada, Apapa-Oshodi Express Way, opposite UPS Express Office, Lagos. Their plans include:

• Executive plan
• Standard plan
• Budget plus plan
• Budget plan

14. Novo HMO

Novo Health Africa is a health maintenance organization that offers healthcare throughout Nigeria. The National Health Insurance Authority has accredited the organization. They are located at Plot 17 Adewale Kolawale Crescent, off Kuboye, next Ocean Crest School in Oniru, Lagos. Their plans include:

• Corporate plans – For corporate organizations
• Retail plans – For students, small business owners, domestic staff, extended family members, etc…
• Transnational plan – to provide access to healthcare for patients whose illnesses cannot be managed locally.
• Loaf plan – For people living in the diaspora can purchase health insurance plans for members of their family and loved ones living in Nigeria.

15. Mansard HMO

AXA Mansard is part of the AXA Group, a global leader in insurance and asset management. The Mansard HMO provides health insurance to cover the costs of hospital visits, vaccines, prescriptions, operations, lab testing, eye treatment, and so on. They are situated at 182 Ikorodu-Ososun Road, Onipanu, Lagos. Their plans include:

• Retail Health Plan
• Easycare Plan
• International Plan

16. Anchor HMO

Anchor HMO focuses on ensuring that consumers and businesses have simple access to high-quality healthcare. They offer a variety of health plans to suit different parts of the population. They are situated on Express Road, Goldcrest Plaza, Lekki – Epe Expy, Lekki. Some of the health plans include:

• Corporate Health Plan
• Retail Health Plan
• Third-Party Administration
• Customized Health Plan

17. Swift HMO

Swift HMO guarantees a quality network of providers that are patient/client-centered: Hospital selection options are flexible. An enrollee can choose between three hospitals and replace them as needed. They are located at 1 Fabac Close, off Ligali Ayorinde Street, Victoria Island, Lagos. For more information, visit their website at https://swifthmoltd.business.site/.

18. LifeWORTH HMO

LifeWORTH is a Health Maintenance Organization founded in 2014 that focuses on delivering care to its clients. They are situated at 175 Ikorodu-Ososun Rd, Palmgrove, Lagos. Their plans include:

• Individual
• Couple
• Family
• Corporate
• Community
• Platinum Private/International

19. Sterling Health HMO

Sterling Health MCS, a Health Maintenance Organization founded in 2006, provides cheap and high-quality healthcare services. They are located in Opebi, Ikeja, Lagos. Discover their health plans at https://sterlinghealthmcs.com/.

20. Defence Health Maintainance Limited HMO

Defense Health Maintenance Limited is a company controlled by the Nigerian Ministry of Defence and the Nigerian Armed Forces. It has over a dozen years of managed care experience with offices in 23 states around the US.

Conclusion

To summarize, with the correct HMO, you can protect yourself, your family, and your employees from medical emergencies. As a result, HMOs play an essential role in cost savings and, more crucially, health protection in Nigeria. You can receive a thorough list of health insurance companies here.